So your a married man with a lot to lose should the OH find out. But like most, still like a bit extra. So you get a hit on a hook-up site and arrange a day use hotel. She claims to be married too so can't use her place.
You know nothing about her. Her name, looks, where she lives, a complete stranger. All you have is a telephone number that's probabely a burner anyway.
Just how safe is to use a hotel. Remember, you know nothing about her. But as using a cc to book the room the hotel has your details. Risky? take a chance? Open to false allegations if go's tits up and she makes a police complaint?
Thinking maybe better to use an SP? Pay up front, do the business and walk away. A Mr nobody to the SP.