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Author Topic: Do you use savings to punt  (Read 2334 times)

Offline Pdubz

Were does your punting money come from? do you take out couple hundred from your monthly/weekly salary or do you dip into savings?

personally i use money from side jobs i do on weekends

Banning reason: Creating multiple identities + Previously banned (aka Pdubz / hardnpulsing / mckintosh / Anthony / captainavenger / docbydaypunterbynight / Warrior)

Offline comaminion

What savings?

And yes comes from salary
Banning reason: White-knighting

Offline Malvolio

My punting money comes from my salary.  It's a dangerous road if you start to use up your savings or taking loans in order to punt.

Overtime is my source of money i spend on prossies. I never ever touch my "core" money i get monthly for doing my contracted only hours.

Offline cueball

I have a monthly punting budget from my earnings

Offline stevedave

My advice would be to not use your savings. As much fun as punting is, one day you're likely need that money for something important!

Never spend beyond your means.

Offline Pdubz

Thanks, i dont ever use my main job salary ever or savings but i often get tempted though
Banning reason: Creating multiple identities + Previously banned (aka Pdubz / hardnpulsing / mckintosh / Anthony / captainavenger / docbydaypunterbynight / Warrior)

Offline comaminion

Again what savings?

I'm not frivolous with money I just don't plan more than six months ahead

Comes out ma earnings but I cut other stupid shit to balance it


Would never take a loan for this gig then I'd feel like a prick
Banning reason: White-knighting

Offline comaminion

I also get the feeling I'm the lowest earner on this forum  :lol:
Banning reason: White-knighting

Offline Pdubz

may i ask do you pay mortgage comaminion?
Banning reason: Creating multiple identities + Previously banned (aka Pdubz / hardnpulsing / mckintosh / Anthony / captainavenger / docbydaypunterbynight / Warrior)

Again what savings?

I'm not frivolous with money I just don't plan more than six months ahead

Comes out ma earnings but I cut other stupid shit to balance it


Would never take a loan for this gig then I'd feel like a prick

Try to find another source of money. I do overtime - one extra shift per week (4 contracted shifts + 1 overtime shift + 2 rest days). Or small job "cash in hand".

I also have expensive hobby which is photography. Some time ago i sold my wide angle lens i didn't need anymore (Nikkor 14-24mm f2.8). I got £1000 for it - covers 8-10 1hour punts.
« Last Edit: June 26, 2015, 10:12:32 PM by Type_O_Negative »

Offline comaminion

Try to find another source of money. I do overtime - one extra shift per week (4 contracted shifts + 1 overtime shift + 2 rest days). Or small job "cash in hand".

Ahhh you know overtime is there sometimes but the hours and monotony of overtime

I would end up resenting punting doing overtime to fund it, as said will fuck of the smoking which costs 300 a month so that covers two punts a month


I'm not saving much because really what am I saving for

No and never will have ambitions of
Marriage
Girlfriend
Kids
Property
Car
None of this resonates with me or my plans
Banning reason: White-knighting

Offline cueball

Ha ha, I've sold my tv, dvd, couch, carpet, kitchen. Electric comes from the street lamp and I'm on next doors broadband. I'm sat on a wooden box in a empty house. It's all working out splendidly

Offline comaminion

may i ask do you pay mortgage comaminion?

Nope just rent/bills
Banning reason: White-knighting

Offline comaminion

Ha ha, I've sold my tv, dvd, couch, carpet, kitchen. Electric comes from the street lamp and I'm on next doors broadband. I'm sat on a wooden box in a empty house. It's all working out splendidly

 :cool:

I have about three things I need the rest is a luxury that if it come to I can live without


I'm still not selling the x1 to punt though
Banning reason: White-knighting

Offline Pdubz

Nope just rent/bills


fair enough!
Banning reason: Creating multiple identities + Previously banned (aka Pdubz / hardnpulsing / mckintosh / Anthony / captainavenger / docbydaypunterbynight / Warrior)

Offline comaminion

Nope just rent/bills


fair enough!

I used to be a fluffy cunt dreaming of ideals
Settling down, kids one day but events changed me over time

Initially depressing but liberating as I have very little locking me down, I know people say it to seem like they don't but I mean it when I say I really don't care about much, sometimes it can border on reckless though so have to reign it in so I don't fuck absolutely everything up
Banning reason: White-knighting

Offline Dime

As a university  student, I use (part of) my student loan as well as cash I earn freelance from private tutoring I charge around £25 p.h and have 3 to 4 tutees weekly. A regular WG I see once asked me: "Are you a rich student"?   :cool:

Offline Sonny Crockett

I sure am using my savings at the moment!!!!!!! I guess I have to in order to continue enjoying this fantastic hobby of mine!!!!!!!!!!
Banning reason: Troll

Offline Sonny Crockett

It is not a good thing I guess, to use your savings, but when you love punting and sex, you don't think about those things!!!!!!!!!
Banning reason: Troll

Offline comaminion

It is not a good thing I guess, to use your savings, but when you love punting and sex, you don't think about those things!!!!!!!!!

Can't take it with you

Banning reason: White-knighting

Offline maxxblue

Using disposable income doesn't cause hardship.

Using savings does.

Simple really.  :hi:

Offline PLeisure

I also have expensive hobby which is photography. Some time ago i sold my wide angle lens i didn't need anymore (Nikkor 14-24mm f2.8). I got £1000 for it - covers 8-10 1hour punts.
I can relate - mine's sound equipment.  :hi: My system features a hi-fi brand that is punishingly expensive (more than Leica in your world) - and is the reason I've only just started punting this year. Got to the point where I figured the endless path to achieving the 'ultimate system' would continue up to my graveside. It was time to enjoy some other, more physical activities. I sold some older amps recently; they're funding my b'day treat.

Offline OakTree

Using disposable income doesn't cause hardship.

Using savings does.

Simple really.  :hi:

Agreed! Once you step over the line and start pulling cash out of your savings it's not fun any more it's a problem.

Offline a10

I used to pay as and when the urge took me from my wages. A couple of "active" months and I found myself short towards the end of the month with no good reason to explain my lack of funds to non-punting friends (and family members!).

These days, I put aside a budget from my wages, punt out of that and stop when it runs out. Saying that, if I'm within a couple of days of payday, have the funds and the urge takes me, I'll punt - but only if I'm sure I have no expenses coming up.  :hi:


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