Man scammed by escorts demands £8,000 refund under fraud rules

[DouglasReynholm]

External Link/Members Only

"New rules coming into force this month mean banks must reimburse victims of APP fraud as much as £85k within five working days."

Hope he gets his money back. I bet there'll be a very bad review posted by this guy somewhere here....

[DastardlyDick]

External Link/Members Only

"New rules coming into force this month mean banks must reimburse victims of APP fraud as much as £85k within five working days."

Hope he gets his money back. I bet there'll be a very bad review posted by this guy somewhere here....

For £8K that must've been one heck of a shag fest he had planned 

[GingerNuts]

Hope he gets his money back.

It's not looking likely.

The FOS investigator concluded there was “no evidence of what service was paid for and what service was carried out” and that it could not be “certain a scam had taken place”.

The decision goes on to say it was “clear that the escorts met in the agreed meeting place and spent some time with Mr H” and “Barclays say this was also a payee Mr H had paid before” and that he admitted he had “known the individual for a couple of years”.

Barclays was found to have been faultless in its handling of Mr H’s complaint. “Barclays had no ability or obligation to try and recover his money,” the FOS said.

The matter was deemed to be a civil dispute, meaning Mr H must sue the escort service should he wish to proceed further with the complaint.

[daviemac]

External Link/Members Only

"New rules coming into force this month mean banks must reimburse victims of APP fraud as much as £85k within five working days."

Hope he gets his money back. I bet there'll be a very bad review posted by this guy somewhere here....

Did you actually read the article? the bloke took it to the FOS and lost.   

He later claimed he had been scammed and unsuccessfully sought reimbursement from Barclays, before taking his case to the FOS, which did not uphold it.
The FOS investigator concluded there was “no evidence of what service was paid for and what service was carried out” and that it could not be “certain a scam had taken place”.

It was also decided there was no evidence it was an APP.

Mr H claimed he had been the victim of a bogus “authorised push payment” (APP), though lacked any evidence to prove it.

[puntingking]

External Link/Members Only

"New rules coming into force this month mean banks must reimburse victims of APP fraud as much as £85k within five working days."

Hope he gets his money back. I bet there'll be a very bad review posted by this guy somewhere here....

it is not the banks responsibility, it is your own responsibility to make sure you are not a victim of scam. 

[RandomGuy99]

it is not the banks responsibility, it is your own responsibility to make sure you are not a victim of scam. 

But that is becoming harder and harder to do especially for the elderly people who have more trust in people and don't expect scammers to be calling them pretending to be their bank.

[chadpitt]

External Link/Members Only

Says he wasn't satisfied with the services.

Well he shouldn't have spent £8k then. Dumbass

[southcoastpunter]

But that is becoming harder and harder to do especially for the elderly people who have more trust in people and don't expect scammers to be calling them pretending to be their bank.

well to some extent they should - scams are on the news and tv programmes all the time now and have been for some time. Unless you lack mental capacity (in which case maybe someone else should be handling the financial affairs) no one should be able to claim "well they said they were from my bank" and be given a full refund. That has imo tipped the balance too far the other way and may cause people to take chances because "i'll get my money back from the banks". just another situation where in this country, personal responsibility is gone and everything now is someone else's fault!

[RandomGuy99]

well to some extent they should - scams are on the news and tv programmes all the time now and have been for some time. Unless you lack mental capacity (in which case maybe someone else should be handling the financial affairs) no one should be able to claim "well they said they were from my bank" and be given a full refund. That has imo tipped the balance too far the other way and may cause people to take chances because "i'll get my money back from the banks". just another situation where in this country, personal responsibility is gone and everything now is someone else's fault!

Last week there was a scammed person on TV programme and she was in her 50s, well educated, worked in the finance sector as a fraud expert and she still got scammed for £10,000s

[signy]

Says he wasn't satisfied with the services.

Well he shouldn't have spent £8k then. Dumbass

How would you be satisfied paying £8k for 2 escorts for 3 hours? It would have to be some pretty extreme, and possibly illegal, services.

[Hornydevil666]

If he can afford to pay £4k for an escort then he can afford to lose the £8k, why advertise it to the world and ask the bank for the money back, he proby has a few mill in the bank.

I can afford to lose about £200 for the hour.

[puntingking]

External Link/Members Only

Says he wasn't satisfied with the services.

Well he shouldn't have spent £8k then. Dumbass

he should give himself a slap 

[RandomGuy99]

 

[DouglasReynholm]

I was actually joking when I said I hope he gets his money back and that his review must be somewhere here.

But: if in a future case there IS evidence of what services were paid for, e.g. record of a conversation on WhatsApp discussing them, it is possible the punter may get his refund.

[daviemac]

I was actually joking when I said I hope he gets his money back and that his review must be somewhere here.

But: if in a future case there IS evidence of what services were paid for, e.g. record of a conversation on WhatsApp discussing them, it is possible the punter may get his refund.

Paying for services and not getting them is a civil matter, it has nothing to do with the fraud or scams that you are referring to in this thread which are 'authorised push payments'.

[Thecunninglinguist]

Paying for services and not getting them is a civil matter, it has nothing to do with the fraud or scams that you are referring to in this thread which are 'authorised push payments'.

Quite correct. Maybe the OP misread it as push, push, push payments?