Punting is a game where the 'morals' involved are a broad church. Ultimately though, it's (hopefully) a transaction of sex for money involving willing participants, and if they don't cheat and lie to each other over the rate/services/looks and nobody gets hurt, then it's a free world.
But what this stupid little girl is doing takes the biscuit, and anyone barebacking her for £400 has to be insane (even with the discount she'll inevitably offer when the phone doesn't ring). Getting a baby and mealticket (because in reality that's what she thinks this baby will be, in terms of accommodation and benefits) out of this will not only put the punter at risk from the CSA, but from all the other diseased fuckwits who'll have shagged her.
I suspect in today's financial climate she won't get quite all that she expects from the state, although no doubt she'll know a lot more about that than me.