I smell a rat with arrangements like this. I can see you paying your money then struggling to get the arrangement done in the month.
I suspect there would be all sorts of the usual excuses.... illness, family issues, kids off school, phone dead, landlord etc etc.. The list goes on.
Once the money has left your hands it's too shadier game to start chasing let downs.
I wouldn't ever enter into any deal like this... But, that's just my opinion
