Cheers for posting.
Regarding the uncovered cock touching her pussy, no that didn't happen with me. She put the condom on as soon as we got on the bed and started oral. I'm glad my cock was bagged before she got her mouth or pussy anywhere near me though after reading that, it's worrying that she thinks it's a safe thing to do. Other than that, your review reads almost exactly as mine, though I only had her in cowgirl (probably because I finished so quick lmao). Also I don't think she kisses because she brought her mouth close to mine as you described, but smiled and moved away.
I think she's basically a 'massage with extras' type girl, but she's willing to offer a quick bit of oral & sex at the end of the massage to make some extra cash.