Surprised to read this... I love love to be fingered! Such a turn on..
I always have hand sanitiser and obviously hand wash ect in the bathroom and always suggest (if it does not happen naturally ;
) that he is welcome to use the bathroom to freshen up, if not shower before joining me.
Have never used lube (except for ass) however if need be I prefer to lick a finger (or two) to assist in initial lubrication
until things warm up! ...not nice to have dry fingers rubbing away down there!