OP - Obviously as I'm married (18yrs) and been punting almost 10 of those I've no morals.
Haven't specifically used wifes gift, but have used father in laws money to purchase time with a lady.
And as for inviting a lady to my own home, always remember she then knows where yo live.
I alway park away from an incall, always use a seperate punting phone ansd never give anyother contact details.
Do you really want the lady returning when the wife is in, a remote possibility perhaps but still possible.