So I was correct, they lie
NO James, you are NOT CORRECT !!! You are generalising based on your own experience, and I'm sorry for you if that has been unsatisfactory ! ( You Poor sod ! )
My own, admittedly rare, adventures into this part of the world, have allowed me to meet and ------- some gorgeous LADIES, who, while not maybe telling the truth to their "nearest and dearest" are honest, decent and law abiding, tax paying people !