As NIK said, if the thought of paying a prostitute to have sex puts you off you then why bother. It seems to me that you're not ready for this game. Have you tried joining a swinging forum? But even then you will still have to pay for something to get sex, condoms, drinks for the swingers, entrance fee if you go to a club etc. And remember you won't find many hot 20 year old women swinging.
Lastly your comment "damn difficult to get any for nothing" is a bit odd. When was sex ever given for free? Even with civvies you will still have to fork out plenty of dosh to take them out to dinner, clubbing, drinks, etc. etc. just to get a sniff of their pussy. Punting is, sometimes, cheaper than trying to fuck civvies; it's certainly easier and less hassle most of the time.
If you are extremely lucky may get free sex but those are very few and far between.
Anyway, hope you have a good punt in November, don't let us discourage you. Oh and do let us know how you get on - looking forward to the review
Totally agree - there is definitely no such thing as a free munch - unless you meet someone in a bar and manage to pull them without even buying a drink! That might work if you're Brad Pitt but for the rest of us it's drinks, dinner, nice bottle of wine - if you're paying less than £100 for a shag with a civvy I think you're doing quite well. And as with a WG you don't just pay once - more drinks, more dinner, now probably cinema trips, gifts, weekends away, it all adds up. Now, I'm not saying there aren't additional benefits to a civvy relationship - you don't literally pay by the hour so if you find one who's company you really enjoy then that's the way to go.
But if you just need a shag find a nice WG who is completely honest about the transaction rather than go throwing money after ladies who may decide never to put out.
Advantages to seeing a WG: Predictable costs, a sure thing, good practise / confidence building, try things you wouldn't normally in a civvy relationship - how many civvy's really give great OWO or DTBJ's, or will let you lick their butt let alone try A levels? How many will let you tie them up, blindfold them and spank them for that matter? OK maybe a few who've read that 50 Shades crap but not going to get there on the first 10 dates most likely. With a WG you can try whatever floats your boat.
Also - maybe you've never been with a lady who was Asian? African? Tall? Short? BBW? Thin? Fit as fuck? Had big tits? Had small tits? The WG world is very much your oyster.
If there's anything sexually you've always wanted to try, now's your chance. Fact is you will never find one civvy girl who will cross off all your wish list items so I'd say make the most of it while you can. Works for me!