The age of 65

[NIK]

Another constant erroneous reference by the media (alongside their incessant misuse of the dreaded p word  ) is their continued reference to the age of 65 as the retirement age. It is now 66. Don’t know how long it’s been that, but what I do know is it will affect me. It is also due to rise to 67 at some point.
Okay, a lot of people still around did retire at 65, but no one ever will again, so why do the media still refer to 65 as the retirement age?
I wonder if back in 69 when 18 year olds suddenly became adults, they still referred to 21 as the age of majority for years afterwards?

[wearegreat]

Another constant erroneous reference by the media (alongside their incessant misuse of the dreaded p word  ) is their continued reference to the age of 65 as the retirement age. It is now 66. Don’t know how long it’s been that, but what I do know is it will affect me. It is also due to rise to 67 at some point.
Okay, a lot of people still around did retire at 65, but no one ever will again, so why do the media still refer to 65 as the retirement age?
I wonder if back in 69 when 18 year olds suddenly became adults, they still referred to 21 as the age of majority for years afterwards?

Nik, you may think I am being pedantic but you are incorrect in what you have written.
I think what you mean is that the State Pension age has risen from 65 to 66. I retired from work nearly 2 years ago and am now living quite comfortably on my private Pension which I paid into for 27 years.
I have 18 months to go before I am eligible to receive my State Pension which will be over £800 per month. I can then reduce the monthly payments from my private pension and thus make it last longer.

[daviemac]

Another constant erroneous reference by the media (alongside their incessant misuse of the dreaded p word  ) is their continued reference to the age of 65 as the retirement age. It is now 66. Don’t know how long it’s been that, but what I do know is it will affect me. It is also due to rise to 67 at some point.
Okay, a lot of people still around did retire at 65, but no one ever will again, so why do the media still refer to 65 as the retirement age?
I wonder if back in 69 when 18 year olds suddenly became adults, they still referred to 21 as the age of majority for years afterwards?

You've got it all wrong NIK, the 'retirement age' no longer exists, the 'state pension age' depends on when you were born. For instance someone 22 years old now does not qualify for a state pension until they are 68.

Many people retire before 65 and equally many continue to work long after 65.

[NIK]

Nik, you may think I am being pedantic but you are incorrect in what you have written.
I think what you mean is that the State Pension age has risen from 65 to 66. I retired from work nearly 2 years ago and am now living quite comfortably on my private Pension which I paid into for 27 years.
I have 18 months to go before I am eligible to receive my State Pension which will be over £800 per month. I can then reduce the monthly payments from my private pension and thus make it last longer.

Yes I am fully aware of all this, but because the state pension age was traditionally 65 that was seen as the beginning of old age. The media continue to perpetuate this myth.
I expect many younger people aren’t aware, and probably couldn’t give a toss - when I was in my teens and twenties 40 seemed ancient and far off and I couldn’t conceive of being the age I am now - coincidentally the age my dad was she he passed away.
Unfortunately for the youngsters pension will be at least 67 and almost certainly 70+.

It would appear we are similar age.  Maybe you will agree with me that the years seem to speed up with increasing age. Something the youngsters may not be aware of.

[NIK]

You've got it all wrong NIK, the 'retirement age' no longer exists, the 'state pension age' depends on when you were born. For instance someone 22 years old now does not qualify for a state pension until they are 68.

Many people retire before 65 and equally many continue to work long after 65.

Again I know all this. I am talking about the media’s ongoing reference to the traditional state retirement age which is no longer accurate and as it rises increasingly less so.

[NIK]

One example is the constant reference to the % of people working beyond 65  (never 66) as if that was still relevant anyway.

[Doc Holliday]

Many people retire before 65 and equally many continue to work long after 65.

Indeed we tend to forget that until 2011 when the Law was changed employers could force you to retire at 65.

[daviemac]

One example is the constant reference to the % of people working beyond 65  (never 66) as if that was still relevant anyway.

It's just another example of using a term that is easily recognised, similar to hoover for vacuum cleaner or sellotape for clear adhesive tape. 65 was always the retirement age so is used as a base point for those working longer or taking early retirement.

[wearegreat]

Yes I am fully aware of all this, but because the state pension age was traditionally 65 that was seen as the beginning of old age. The media continue to perpetuate this myth.
I expect many younger people aren’t aware, and probably couldn’t give a toss - when I was in my teens and twenties 40 seemed ancient and far off and I couldn’t conceive of being the age I am now - coincidentally the age my dad was she he passed away.
Unfortunately for the youngsters pension will be at least 67 and almost certainly 70+.

It would appear we are similar age.  Maybe you will agree with me that the years seem to speed up with increasing age. Something the youngsters may not be aware of.

Yes pal, I agree with you completely. The 2 years since I packed in work have just flown by. I had 3 years and 3 months until I was entitled to the New State Pension in 2022. So 19 months was halfway to the NSP and now I have 18 months to go.
People who I worked with said I would be bored at home, but I have found plenty to do each day, including volunteer dog walking at Manchester Dogs Home.
As Morrissey once said "The Devil finds work for Idle Hands".

[Adoniron]

Nik, you may think I am being pedantic but you are incorrect in what you have written.
I think what you mean is that the State Pension age has risen from 65 to 66. I retired from work nearly 2 years ago and am now living quite comfortably on my private Pension which I paid into for 27 years.
I have 18 months to go before I am eligible to receive my State Pension which will be over £800 per month. I can then reduce the monthly payments from my private pension and thus make it last longer.

I am 57 and my state pension age is 67. I intend to retire at 63 and live off my personal pension and then reduce the amount I draw down once my state pension kicks in.

[wearegreat]

It's just another example of using a term that is easily recognised, similar to hoover for vacuum cleaner or sellotape for clear adhesive tape. 65 was always the retirement age so is used as a base point for those working longer or taking early retirement.

I would suggest that Transit van is the most widely used generic term , alot of medium sized vans are referred to as Transits even though they are actually Renault's,Vauxhalls, Citroen etc. Only Ford Motor Company make Transit vans.

[wearegreat]

I am 57 and my state pension age is 67. I intend to retire at 63 and live off my personal pension and then reduce the amount I draw down once my state pension kicks in.

Which is exactly what I have done,with a bit of help from my financial advisor.

[Moby Dick]

With the relaxation in the pension rules some years ago regarding annuities etc I was aiming to retire at 55, or at least drawdown so I can afford to work when it suited me.

However since I put these plans into place I have noticed my sexual stamina and recovery has started to decline.
So I took the view I need that money now so I can fuck as many prostitutes as possible before I can’t get it up at all anymore.

Everytime I now pay for an hour of sex I just tell myself that it’s just another day I have to work beyond my 55th birthday. I haven’t worked out how many days this has been,  but if I can carry on shagging and having gangbangs until I am 67 then that’s fine by me. Hopefully after 67 I can still do a part time job that allows me to travel and carry on having fun.

What’s the point of saving for later in life and then not being fit enough to do anything with it?
Live for now and don’t pay any attention to retirement ages.
You are as old as the young lady you are feeling - or something like that.

[donnybob]

You've got it all wrong NIK, the 'retirement age' no longer exists, the 'state pension age' depends on when you were born. For instance someone 22 years old now does not qualify for a state pension until they are 68.

Many people retire before 65 and equally many continue to work long after 65.

I sold my business at 51 and " retired " by that I mean not working or paying taxes or drawing benefits,
I was almost 66 before I received my state pension

[sparkus]

You used to become eligible for a senior citizen's bus pass at 65 years old, which was another reason why it was considered a yardstick of retirement or the onset of old age (AKA coffin-dodgers as they used to be uncharitably known).

It seems for coach and railcards they've since lowered it to 60, which is also the age for the London Freedom Pass now but there's a cut off point being introduced and this will rise to 66 for people born after October 1954.

I know men and women of and around 60 who'd definitely not consider themselves OAPs or retirees, some are even setting up their third business.

Bear in mind this terminology/mindset originated in the era when people considered 'three score and ten' a good innings.

[Moby Dick]

“From 1 August 2020 you will no longer receive a free TV licence if you're over 75, unless you receive Pension Credit.”

“Those under the age of 75 may be eligible for a discount on their TV licence if they live in residential care. To qualify for a cheaper license (just £7.50), you must also be retired and over 60 or disabled.”

[scutty brown]

Another constant erroneous reference by the media (alongside their incessant misuse of the dreaded p word  ) is their continued reference to the age of 65 as the retirement age. It is now 66. Don’t know how long it’s been that, but what I do know is it will affect me. It is also due to rise to 67 at some point.
Okay, a lot of people still around did retire at 65, but no one ever will again, so why do the media still refer to 65 as the retirement age?
I wonder if back in 69 when 18 year olds suddenly became adults, they still referred to 21 as the age of majority for years afterwards?

So you're not retired yet? The way you keep on complaining about being old, I thought you were at least 70. Sounds like you're a lot younger than you pretend to be.

[Gordon Bennett]

It irks me that there are many freebies/discounts for 60 year-olds. Free bus pass for instance, so you get perverse situation of 60 year olds getting free travel to and from work in my area.
I'm not anti pensioners getting access to discounts/freebies but such perks need to kick in at state pension age.

[wearegreat]

It irks me that there are many freebies/discounts for 60 year-olds. Free bus pass for instance, so you get perverse situation of 60 year olds getting free travel to and from work in my area.
I'm not anti pensioners getting access to discounts/freebies but such perks need to kick in at state pension age.

So which area are you located in?
It irks me that the only perk I get is free prescriptions,whereas a man/woman of my age gets free public transport from age 60 in Scotland,Wales,N.Ireland and throughout the whole of London. Talk about a postcode lottery!!!

[Moby Dick]

So which area are you located in?
It irks me that the only perk I get is free prescriptions,whereas a man/woman of my age gets free public transport from age 60 in Scotland,Wales,N.Ireland and throughout the whole of London. Talk about a postcode lottery!!!

Id be happy with free viagra.
Wouldn’t want to be on a bus after taking one, I’d get a taxi to the whoretel

[Doc Holliday]

So which area are you located in?
It irks me that the only perk I get is free prescriptions,whereas a man/woman of my age gets free public transport from age 60 in Scotland,Wales,N.Ireland and throughout the whole of London. Talk about a postcode lottery!!!

Yes in many areas 'bus passes' are linked to state pension age. Merseyside is also 60.

[scutty brown]

Yes in many areas 'bus passes' are linked to state pension age. Merseyside is also 60.

I have to wait until 66, and even then its not usable before 09:30 so useless for commuting

[daviemac]

Yes in many areas 'bus passes' are linked to state pension age. Merseyside is also 60.

In my area if you were born between 6 Oct 1954 and 5 Apr 1960 it's on your 66th birthday for a bus pass, prior to Oct '54 it's available now.

[winkywanky]

Again I know all this. I am talking about the media’s ongoing reference to the traditional state retirement age which is no longer accurate and as it rises increasingly less so.

Not trying to be awkward Nik, but can you give an example?

I can't say I've noticed the media going on about 'retirement age' being 65?

[winkywanky]

One example is the constant reference to the % of people working beyond 65  (never 66) as if that was still relevant anyway.

I don't know what you're watching or reading, but my experience of this issue is News programmes for example, referring to working beyond state retirement age  .

What you will see and hear a lot of of course, is on programmes where they speak to members of the public, or perhaps Live programmes where people say shit. Once it's gone out there's nothing can be done about it, and people say incorrect things all the time.

[winkywanky]

As Morrissey once said "The Devil finds work for Idle Hands".

Indeed he did, and that might explain why you're on here, going about your strangeways, perhaps searching for a Vicar in a Tutu 

[wearegreat]

Indeed he did, and that might explain why you're on here, going about your strangeways, perhaps searching for a Vicar in a Tutu 

You don't happen to be "a jumped up pantry boy" by any chance do you??

[wearegreat]

Yes in many areas 'bus passes' are linked to state pension age. Merseyside is also 60.

That must be the female state pension age, as the male state pension age has been 65 for the last 70 odd years.

[Doc Holliday]

That must be the female state pension age, as the male state pension age has been 65 for the last 70 odd years.

Yes I believe the Merseytravel scheme was historically based on the female state pension age, but then applied to both sexes. It does of course only apply to travel within the Merseytravel region although that is quite a large area including the Wirral and up the coast to Southport.

[winkywanky]

You don't happen to be "a jumped up pantry boy" by any chance do you??

That's for me to know, and you to wonder 

[winkywanky]

Yes I believe the Merseytravel scheme was historically based on the female state pension age, but then applied to both sexes. It does of course only apply to travel within the Merseytravel region although that is quite a large area including the Wirral and up the coast to Southport.

I think TFL operate the same in London.

Also there's other things, like free prescriptions after age 60.

[ulstersubbie]

Indeed he did, and that might explain why you're on here, going about your strangeways, perhaps searching for a Vicar in a Tutu 

Heaven knows, I'm miserable now. 

[winkywanky]

Oh shit, what did I start...  

[wearegreat]

Oh shit, what did I start...  

"Hang the DJ,hang the DJ,hang the DJ

[MilleMiglia]

Many years ago, I watched Top of the Pops, expecting to see a performance by Ozzy Osbourne. He was replaced at short notice by The Smiths. Ozzy later commented that he'd suffered the indignity of being replaced by a guy with a privet hedge stuck up his arse:

External Link/Members Only

[Private Parts]

I doubt very much that my issue will be entitled to a state benefit pension as it is today.
We will have to revisit the whole system.
Especially now we are going alone.
IMHO
PP


I’m afraid we are the lucky ones. We’ve never had it so good!

[wearegreat]

I doubt very much that my issue will be entitled to a state benefit pension as it is today.
We will have to revisit the whole system.
Especially now we are going alone.
IMHO
PP


I’m afraid we are the lucky ones. We’ve never had it so good!

You are Harold MacMillan and I claim my £10 reward!!!

[Gordon Bennett]

I have to wait until 66, and even then its not usable before 09:30 so useless for commuting

Round my way you cannot start a journey between 7:00am and 9:30am on your free pass. So the cheeky fuckers jump on the bus/train before 7:00am to get into work for an early start. Failing that, the Twerleys descend on the network bang on 9:30am. Workplace flexitime is supposed to facilitate those with kids in managing their attendance at work but it's also leading to these 60 year-olds getting to and from work gratis.

[Horizontal pleasures]

If you wnt to have the spare funds for an occasional punt do not retire. I am self employed, get my modest pensions and am still earning so I can still punt (not to mention help my boys through uni).

[catweazle]

God, don't get me started on bus passes! A few years ago l smashed my shoulder in a skiing accident, and was off work for 10 weeks after having a titanium pin inserted.  Of course, I couldn't drive, so, for the first time in many years I had to resort to the bus. 

There was a service that ran a circular route, near my home and fortuitously past the hospital, so l used it for my post-surgery follow up appointments.

Getting on that bus, after the start time of the pensioners bus passes was a real eye-opener.  There were 7 or 8 elderly ladies, all chatting to each other.  I got on, paid my fare, and took a seat.

I was glared at, and one of the old dears said "you can't sit there, that's Mary's seat, she gets on in three stops".

This circular route was a warm, free, travelling social club for the local old biddies!

[NIK]

So you're not retired yet? The way you keep on complaining about being old, I thought you were at least 70. Sounds like you're a lot younger than you pretend to be.

I made this clear a couple of years ago when the likes of you were abusing me for being a 'pensioner' - you blather about 'racism', etc, but seem to have no problem with being 'ageist'.

Of course it fell on deaf ears as you only hear want you want to hear.

[Jimmyredcab]

I made this clear a couple of years ago when the likes of you were abusing me for being a 'pensioner' - you blather about 'racism', etc, but seem to have no problem with being 'ageist'.

Of course it fell on deaf ears as you only hear want you want to hear.

The gentleman is the new number one Troll, don’t rise to the bait.   

[Horizontal pleasures]

65?
My best year was 69!

[winkywanky]

God, don't get me started on bus passes! A few years ago l smashed my shoulder in a skiing accident, and was off work for 10 weeks after having a titanium pin inserted.  Of course, I couldn't drive, so, for the first time in many years I had to resort to the bus. 

There was a service that ran a circular route, near my home and fortuitously past the hospital, so l used it for my post-surgery follow up appointments.

Getting on that bus, after the start time of the pensioners bus passes was a real eye-opener.  There were 7 or 8 elderly ladies, all chatting to each other.  I got on, paid my fare, and took a seat.

I was glared at, and one of the old dears said "you can't sit there, that's Mary's seat, she gets on in three stops".

This circular route was a warm, free, travelling social club for the local old biddies!

Aww, bless! I hope you complied?

Don't forget, in a few years that'll be you...hey that's Catweazle's seat, he always uses it on the way to his punts.

[sub_marine]

Round my way you cannot start a journey between 7:00am and 9:30am on your free pass. So the cheeky fuckers jump on the bus/train before 7:00am to get into work for an early start. Failing that, the Twerleys descend on the network bang on 9:30am. Workplace flexitime is supposed to facilitate those with kids in managing their attendance at work but it's also leading to these 60 year-olds getting to and from work gratis.

I'd much rather the over 60s get free bus passes than continue to drive, half of them are blind and the reaction times are way to slow to be safe in modern traffic, whenever I hear a car at 7000rpm in a car park its always some old boy, a dumped clutch away from a very expensive accident

[petermisc]

Not trying to be awkward Nik, but can you give an example?
I can't say I've noticed the media going on about 'retirement age' being 65?

Agreed, I think it probably depends on the quality of the "media" being referred to.

[petermisc]

I'd much rather the over 60s get free bus passes than continue to drive, half of them are blind and the reaction times are way to slow to be safe in modern traffic, whenever I hear a car at 7000rpm in a car park its always some old boy, a dumped clutch away from a very expensive accident

Does that mean we should give free bus passes to the boy racers who are by far and away the greatest source of accidents?

[daviemac]

I'd much rather the over 60s get free bus passes than continue to drive, half of them are blind and the reaction times are way to slow to be safe in modern traffic, whenever I hear a car at 7000rpm in a car park its always some old boy, a dumped clutch away from a very expensive accident

What about the truck and bus drivers who have to have a full medical, including eyesight test, every 5 years once the reach 45 years old. Once they reach 65 the medical is every year. Should they be put off the road.   

Half of the younger drivers don't even know how often they need to renew their car licence.

[Adoniron]

Any driver wearing either a flat cap or a baseball cap is going to cause problems.

[scutty brown]

I made this clear a couple of years ago when the likes of you were abusing me for being a 'pensioner' - you blather about 'racism', etc, but seem to have no problem with being 'ageist'.

Of course it fell on deaf ears as you only hear want you want to hear.

Based on what you have said recently it seems likely that I am actually older than you.
The difference is, unlike you I don't make a career out of being old. I feel young and try to behave that way