Yes, that's true. I do think we overstate how aware we are that the net is an open channel. We get annoyed at viruses on computers, we are outraged to be hacked, we do online banking, we have privacy settings on myface etc. if we were so sure and aware, genuinely, that the net is truly an open place, we wouldn't have myface twatter online banking, online credit card payments etc.
On the face of it, even using a registered prepaid card to get aw credits can be looked upon in hindsight with a sigh and the knowledge that along the line our identity was involved and it was a site where there are organised gangs and fakes, scammers etc mixed in with legitimate providers. The fact that we take a calculated risk does not mean we deserve the consequence of losing necessarily.
Despite our collective protestations or claims otherwise, we all act as if the internet is a private and/or secure place at some time. And we are outraged when reality shows otherwise.