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Author Topic: Why Dont' Most Prostitutes Take Credit / Debit Cards  (Read 6714 times)

Offline James999

Why don't Prostitutes take credit / Debitcards?

ok we know the street girl won't be able to but surely registered with HMRC escorts who run a proper registered business (Or Claim to) would want to take credit cards, after all it is guaranteed payment, money straight into the bank, reduces the chance of having money stolen etc.

Some agencies and parlours may take cards but in the main it has to be CASH, in 2011 most businesses actually prefer alternatives to cash (debit / credit card) as cash is high risk on insurance and banking charges when the cash is banked (that's why supermarkets offer cash back)

So Legit businesses take cards, the guys that wash cars don't a lot of builders, gardeners, cleaners don't, unlicensed minicabs don't.

The only logic for a prostitute  not taking cards appears to be the  non declare of the income, be this in relation to HMRC, Benefits, housing etc.

Offline Lurtz


The only logic for a prostitute  not taking cards appears to be the  non declare of the income, be this in relation to HMRC, Benefits, housing etc.

Is there really a demand for this service?

Offline James999

Is there really a demand for this service?

Seperate debate, but there clearly is as some parlours / agencies do take them, and for some people cards are easier than getting the cash. But even if it was not used often it cost's the gitrl nothing to offer the facility.

And of course Cards are a superb way for girls to take a deposit to secure a booking and reduce timewasters.
« Last Edit: February 12, 2011, 10:13:08 AM by James999 »

Offline Lurtz

Seperate debate, but there clearly is as some parlours / agencies do take them, and for some people cards are easier than getting the cash.
For many married men, it is better not to leave a paper trail which their nosy wives could trace.

Offline James999

For many married men, it is better not to leave a paper trail which their nosy wives could trace.

And for others it's easier to use the card and bin the invoice than get the cash, and of course there are company cards and expenses, personally I would not consider using a card but a lot of people could.

In the same way I don't persue bareback or anal, but lots of girls offer the service.

Offline Jacob

Is there really a demand for this service?

I doubt it. Paying the local garage is not quite the same as paying a Prostitute for sexual servicing and I would imagine most guys don't particularly want top leave an electronic trail of their activities and at least want to be able to explain an item on their bill if necessary.

I also think the undeclared income stuff has been done to death recently and like everything some will and some wont and those that don't will have reasons for not doing so including greed and lack understanding of their debt to society. To me it's a bit like my mate who'll build me a new shoe rack or clean my moat off the books so saving me a few quid and topping up his/her income. I'll take advantage of the offer so I'm not going to complain about Prossies who do the same thing.

Offline Lurtz

And for others it's easier to use the card and bin the invoice than get the cash, and of course there are company cards and expenses, personally I would not consider using a card but a lot of people could.



Like you, I would never hand over my card details, therefore I don't worry unnecessarily about payment methods other than cash. Actually, I have to get ready for a punt now. I'll raid my money box and give her the cash in coins. I'll drop a few pound coins on the bedroom floor and when she bends down to pick them up I'll slip her a crippler.

Offline Lurtz

I doubt it. Paying the local garage is not quite the same as paying a Prostitute for sexual servicing and I would imagine most guys don't particularly want top leave an electronic trail of their activities and at least want to be able to explain an item on their bill if necessary.

I also think the undeclared income stuff has been done to death recently and like everything some will and some wont and those that don't will have reasons for not doing so including greed and lack understanding of their debt to society. To me it's a bit like my mate who'll build me a new shoe rack or clean my moat off the books so saving me a few quid and topping up his/her income. I'll take advantage of the offer so I'm not going to complain about Prossies who do the same thing.

Good points there, Jacob. BTW, If girls declared all their income, would punters have to pay VAT?

Offline James999

I doubt it. Paying the local garage is not quite the same as paying a Prostitute for sexual servicing and I would imagine most guys don't particularly want top leave an electronic trail of their activities and at least want to be able to explain an item on their bill if necessary.

I agree, but a lot of lap dancing bars take cards and it comes up on cards as something more discreet.

Offline ladyofthemansion

I would be happy to accept debit cards or credit cards. Just not looked in to it as yet. However, I have heard of clawback, where I could lose out. Also, I believe a terminal for accepting those cards is expensive.

Offline James999

I would be happy to accept debit cards or credit cards. Just not looked in to it as yet. However, I have heard of clawback, where I could lose out. Also, I believe a terminal for accepting those cards is expensive.

Terminals are supplied by the bank and not expensive to rent, and after all it is a business expense so deductable.

As for clawback, that only applies if you did nto supply the goods / services agreed.

Offline ladyofthemansion

Terminals are supplied by the bank and not expensive to rent, and after all it is a business expense so deductable.

As for clawback, that only applies if you did nto supply the goods / services agreed.

Yes, and a guy could easily say that I didn't provide the service. How would I prove I had?

Does anybody here know if clawback can be done on both debit and credit cards? Or is it just credit cards?

Offline James999

Yes, and a guy could easily say that I didn't provide the service. How would I prove I had?

Does anybody here know if clawback can be done on both debit and credit cards? Or is it just credit cards?
.
Very unlikely if you have a happy customer.

Clawback can apply to all cards, but is VERY rarely used.

Offline ladyofthemansion

.
Very unlikely if you have a happy customer.

Clawback can apply to all cards, but is VERY rarely used.

A customer could be happy but still want it for free!

Offline James999

A customer could be happy but still want it for free!

In that case it would be easier for him to take back his cash than get a credit / debit card refund.

Offline ladyofthemansion

In that case it would be easier for him to take back his cash than get a credit / debit card refund.

Not with me, it wouldn't!

Offline James999

Not with me, it wouldn't!

If you don't understand the banking system and clawbacks you may well hold that view.  :cool:

Offline ladyofthemansion

If you don't understand the banking system and clawbacks you may well hold that view.  :cool:

I understand that men can claw back payments. You are suggesting a man could get his cash back from me. Is that something you have done yourself to a lady? As you seem so sure! I am stating that a man would not be able to get his cash back from me.

Offline smiths

Hi all. I have used a Credit Card in the past but had to pay an outrageous handling fee of 15%. At least 12% of this would of been pure profit on top of the fee i paid. So if thinking of paying by this method please check what the exact fee is.

Offline Jacob

Hi all. I have used a Credit Card in the past but had to pay an outrageous handling fee of 15%. At least 12% of this would of been pure profit on top of the fee i paid. So if thinking of paying by this method please check what the exact fee is.

That is over the top, cheaper just to get a cash advance on your credit card from an ATM, though don't be spending what you aint got IMO.

Welcome to UK Punting smiths.

Offline Lucy chambers

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If you don't understand the banking system and clawbacks you may well hold that view.  :cool:

Another stupid comment from James. Its a daily occurance.

Merchants accounts are easy to get and no problem to run, however clients are wary of using plastic. They don't want to risk statement problems and as the majority of clients are married that takes care of that one, but just to confirm that we have discussed this already here is one I made earlier.


https://www.ukpunting.com/index.php?topic=558.0


Chargeback is also a risk that none of us need take and please dont patronise us further by saying happy customers would never do that, companies deal with fraud every day.

By the way James, we are registered as Sole Traders, not small business owners. We dont have employees.
« Last Edit: February 12, 2011, 12:32:44 PM by Lucy chambers »

Offline James999

Hi all. I have used a Credit Card in the past but had to pay an outrageous handling fee of 15%. At least 12% of this would of been pure profit on top of the fee i paid. So if thinking of paying by this method please check what the exact fee is.

Sounds like a rip off to me  :yahoo:

Offline James999

By the way James, we are registered as Sole Traders, not small business owners. We dont have employees.


Ah.. My angry Pet Troll  :diablo: has awoken

A business does not have to have employees to be a business, and a sole trader acting is a business,
http://www.businesslink.gov.uk/bdotg/action/detail?itemId=1073789606&type=RESOURCES

Very odd that you don't know that if registered, oh well just another to add to your list of unsunstantiated claims that don't add up or have any validity.

Now Rant away all you like, but until you post something to substantiate your claims it is just hot air  :scare:
« Last Edit: February 12, 2011, 12:53:20 PM by James999 »


Ah.. My angry Pet Troll  :diablo: has awoken

A business does not have to have employees to be a business, and a sole trader acting is a business,
http://www.businesslink.gov.uk/bdotg/action/detail?itemId=1073789606&type=RESOURCES

Very odd that you don't know that if registered, oh well just another to add to yoru list of unsunstantiated claims that don't add up or have any validity.

Now Rant away all you like, but until you post something to substantiate your claims it is just hot air  :scare:

Do you run a bussiness that takes cards ?

Offline smiths

That is over the top, cheaper just to get a cash advance on your credit card from an ATM, though don't be spending what you aint got IMO.

Welcome to UK Punting smiths.

Cheers Jacob.


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