Got to realize , most girls I've seen , say for e.g. when on top and d f k'ing and you are inbeteen there legs with in foreplay mode with no condom on you could easily just take advantage, but trust has to be there, thay trust us to not take advantage , I don't and most don't I presume, she may have just be trying to give you a good time with out penetrating her, but only you will know what you felt and experienced, hopefully just crossed wires .