I pay to walk away.
No complications.
Civvie sex is much better but comes with too much baggage for me.
As far as stunners are concerned I prefer a good dirty girl to one that has great looks.
I have had 2, 10/10 fuck buddies in civvie life and they were both a bit screwed in the head. Great shags but not in it for the long run if I wanted to keep my own sanity.
So to answer the question.
If I was single then I would take The Civvy.
As I am not then I would pay to play.
But I would not pay a premium to shag a stunner.
£200 an hour is way over my budget.
N