Was just thinking about this earlier when I was contemplating either buying a new guitar or having a couple of punts, where does punting rank in terms of spending your disposable income?
Do you prioritise punting before paying the bills? Have you ever got into debt due to punting?
For me personally, the bills need paid first (mortgage, gas, elec, Sky, phone etc), then food, I like to travel so booking trips away comes next after that (usually with the Mrs so punting whilst on holiday is pretty much a non starter). After that's taken care of I look to punting and my other vices.