Paying without it showing up on your statements

[LdnWalker]

Hi everyone,

Was wondering if anyone has a good way of paying for things online (so cash can't be used) without it showing up on your bank statement.

Was thinking of something like a prepaid card where your statement would only show you filling the prepaid card rather than showing adultwork if I were putting credits on for webcam etc.

Pretty sure you can't use paypal so would need to be something where I get a card number.

Thanks in advance 

[magnetico]

Maybe get a n26 revolut starling monzo card?

[Bigjack]

U can use paypoint or payzone

Hidden Image/Members Only

[LdnWalker]

Thanks guys for the suggestions, will have to look into them. Will probably choose the second one as then I don't have to open up a bank account 

[magnetico]

The cards I describe don't involve a bank account, they can just be refilled like an oyster card

[LdnWalker]

Oh that's impressive, I'll look at those too. Thanks for the help guys, been really useful!

[belfastpunter]

I am fairly pissed with AW. I payed for private photos and it came through on my statement as External Link/Members Only £10. Total dickheads.
Luckily I got to open it first. I googled and found this on mumsnet. Q"What does awork mean on my husbands Visa, A:"It's a site for hookers, sorry love"

I tried to get a paypoint card at a local shop, they had no idea and told me it was just to pay gas bills.
I refuse to use payed services now as it should not be that difficult. They must not want my money.

[LdnWalker]

Haha I agree, was quite surprised to see it come up with awork. Surely they could find something more discrete!

[Steely Dan]

I have an FFREES payg card.  It creates a little bank account too so it has a sort code and acc number to make deposits.  Can easily deposit money. All on line no fuss. Pays paypal too.

Got a 'late train' refund this week.  Gave them this account number.  Extra £80 punting fund!

Had it about 5 years.  Got a new card 2 years ago.  A bit awkward.  Just said it was some spam/advert and put it right in the bin.  (Got it out a few hours later)

Here is a picture of it so you know.External Link/Members Only

[leftback1957]

Paysafe pin code, get them at most convenience stores multiples of £5

[belfastpunter]

Paysafe pin code, get them at most convenience stores multiples of £5

Thanks for your reply. Sorry to be so dumb. Do i just ask for a paysafe pin code without any cards or registration, hand over cash and get a little ticket with a pin code on it.
Or do I need to register at External Link/Members Only.
Because I already looked there and need to provide address, DOB, mobile and other details.

I am being a bit stupid here, because the last time I asked for this in a Spar shop the guy looked and spoke to me like I was a retard. LOL

[leftback1957]

Thanks for your reply. Sorry to be so dumb. Do i just ask for a paysafe pin code without any cards or registration, hand over cash and get a little ticket with a pin code on it.
Or do I need to register at External Link/Members Only


Just go in and ask for paysafe, it gives you a till receipt with the pin number, go to AW and buy credits with it, no need to register anything

[belfastpunter]

Thank you so much.

[davidgood]

I think this is a subject which is becoming more important to punters and party goers.

None of us want to pay a deposit, but even pre Lockdown there were a couple of party organisers who wanted deposits if you booked for their parties.

Now there is at least one well known organiser asking for deposits and seemingly having no problem with guys paying.

I recall having a Pay Pal account years ago when I was paying money to some charities from pub quizies I used to run, but I did not use it much and it seemed to lapse.

Pre Lockdown a party organiser who insists on deposits suggested a couple of ways of paying and one was Pay Pal. I set up an account but during Lockdown I got a few e mails asking for bank account details which I thought were phising so I ignored them and I think my account has been closed.

Does anyone use Pay Pal? Is it safe? Would it show up on bank statements? I have a personal bank account but the wife has opened statements by mistake and was surprised I had so much money sitting in a current account.

Any advice would be appreciated.

Regards,

davidgood

[daviemac]

Does anyone use Pay Pal? Is it safe? Would it show up on bank statements? I have a personal bank account but the wife has opened statements by mistake and was surprised I had so much money sitting in a current account.

Any advice would be appreciated.

Regards,

davidgood

You can't use PayPal to pay for sexual services. It's against their terms and conditions.

[Outcallguy]

I like PayPal. Its very safe. You can link a cashback card to it so you make some money as you spend.
It's all online. So it saves all the passwords for quick payment(which you don't have to do obviously)
The statements are online so the only person to see them is you.
I've never had a problem with it.

[Outcallguy]

But if you pay an individual on PayPal they wouldn't know what the service is?

[daviemac]

I like PayPal. Its very safe. You can link a cashback card to it so you make some money as you spend.
It's all online. So it saves all the passwords for quick payment(which you don't have to do obviously)
The statements are online so the only person to see them is you.
I've never had a problem with it.

Hidden Image/Members Only

But if you pay an individual on PayPal they wouldn't know what the service is?

You risk loosing your money, your choice though.

[Hobbit]

I use a Monzo card. It works great. There are no statements and I have no issue with paying for anything online.

[belfastpunter]

While  paypal is safeand statement is online they still pass on the vendors name onto the card you use to credit paypal. So my visa statement has loads of transactions like "PAYPAL**  awork 89050"

[LdnWalker]

You can't use PayPal to pay for sexual services. It's against their terms and conditions.

What if you're just paying for time? 

[daviemac]

What if you're just paying for time? 

You would have to ask Paypal to clarify what they mean by 'sexually orientated', I'm just pointing out to davidgood that it's against their terms to pay for sexual services. I don't do it so I'm not bothered about trying to find a way round it.

At the end of the day it's your money to risk as you see fit.

[LdnWalker]

You would have to ask Paypal to clarify what they mean by 'sexually orientated', I'm just pointing out to davidgood that it's against their terms to pay for sexual services. I don't do it so I'm not bothered about trying to find a way round it.

At the end of the day it's your money to risk as you see fit.

Sorry should've been clearer. Was just a joke about the legal bit that some profiles have on AW. I agree that I wouldn't necessarily use paypal. This thread's been really useful so far

[davidgood]

Thanks for all the replies and sensible comments so far.

I think deposits are going to become the norm for parties in the forseeable future due to having to ensure numbers do not breach guidelines about gatherings and to eliminate the timewasters who make a booking then do not turn up on the day as they have lost their bottle.

I need to sort out how I am going to pay deposits when I can get back to partying.

Regards,

davidgood

[Dipper]

Thanks for all the replies and sensible comments so far.

I think deposits are going to become the norm for parties in the forseeable future due to having to ensure numbers do not breach guidelines about gatherings and to eliminate the timewasters who make a booking then do not turn up on the day as they have lost their bottle.

I need to sort out how I am going to pay deposits when I can get back to partying.

Regards,

davidgood

Not sure if this has already been mentioned, but ensure any account or statements are set to PAPERLESS as a minimum. 

[hungrypunt]

starling online bank is a good 2nd account

and paperless is a must for any bank stat in my mind

[sadolddeejay]

I have a current account with Metro Bank, with whom I also have savings. Everything is online apart from them initially sending a debit card to me, which I managed to intercept from the mail without my OH seeing. There are no account charges and no requirements to have active direct debits.

I assume they'll send me an annual paper statement for tax purposes, which will show only interest paid (zero) and tax paid (zero) but as I usually deal with the mail and finances and she takes no interest provided I keep her supplied with flowers, shoes and handbags, and as we'll receive something on paper relating to the Metro savings too, I am not overly concerned about that.

[Gordon Bennett]

starling online bank is a good 2nd account

and paperless is a must for any bank stat in my mind

Surely you can run any bank account paperless and online? What's different about likes of Starling that makes them better or different for a secret second account?

[hungrypunt]

few benefits along wth the rates, including open online using just your mobile by downloading the app through a google play account that you may have a "2nd" play account so anon from tother half depending on how you add funds.

easiest account I have ever used

[WotABugger]

Although these accounts from the like of Starling are easy to set up and hide remember that they will show up on your credit rating. Therefore if you and your other half use the free apps for looking at this when financial planning, it may very well show up.

[hungrypunt]

Although these accounts from the like of Starling are easy to set up and hide remember that they will show up on your credit rating. Therefore if you and your other half use the free apps for looking at this when financial planning, it may very well show up.

Yes and also if she has access to yoru google play if you dont hae a second punt account and phone

[_Bender_]

I use a Monzo card. It works great. There are no statements and I have no issue with paying for anything online.

I’ve just got a Monzo account, when I get money I just nip to the premier store and pay it in, better than hiding the cash from the OH in shoe boxes or rolled up socks!!

[char45]

A good suggestion for party organisers would be to accept paysafe vouchers for the deposit that way the transaction is anonymous for the punter.

Thanks for all the replies and sensible comments so far.

I think deposits are going to become the norm for parties in the forseeable future due to having to ensure numbers do not breach guidelines about gatherings and to eliminate the timewasters who make a booking then do not turn up on the day as they have lost their bottle.

I need to sort out how I am going to pay deposits when I can get back to partying.

Regards,

davidgood

[Gordon Bennett]

The laws about banks and financial institutions checking identities and being able to link a genuine/corroborated name to transactions are gradually biting. All banks need to be doing it by end of March 21 - some are more or less compliant now but some are still setting up their systems. I don't know where it will leave likes of PaySafe but I can't see they, or similar enterprises, will be permitted to facilitate incognito transactions for much longer and they will become subject to same requirements. Going forwards, I can't see it will be possible to make any form of e-payment without first having to provide robust proof of who you are.
Even if things like PaySafe or Amazon Vouchers slip through the initial regulatory net I can't see it'd be long before they are brought under the controls too, particularly if it's obvious they are conduits for illicit black market transactions and under-the-counter tax avoiding payments.

[char45]

Yeah I assume you'll have to have ome of their cards validated to a  game and address that the retailer swipes before doing the transaction, I'm surprised it's still going as all the credit cards you could buy for cash have gone.

It would still be good for anonymous deposits though as the party organiser wouldn't know who you are

The laws about banks and financial institutions checking identities and being able to link a genuine/corroborated name to transactions are gradually biting. All banks need to be doing it by end of March 21 - some are more or less compliant now but some are still setting up their systems. I don't know where it will leave likes of PaySafe but I can't see they, or similar enterprises, will be permitted to facilitate incognito transactions for much longer and they will become subject to same requirements. Going forwards, I can't see it will be possible to make any form of e-payment without first having to provide robust proof of who you are.
Even if things like PaySafe or Amazon Vouchers slip through the initial regulatory net I can't see it'd be long before they are brought under the controls too, particularly if it's obvious they are conduits for illicit black market transactions and under-the-counter tax avoiding payments.

[advent2016]

I find even in these times people still like cold hard cash and our new notes can easily be sanitised.
I've never paid a deposit, although I have paid electronically using various prepay cards.

Like most here I have burner punting phone, separate email, punting bank account. everything is electronics statements, no paper and only to a separate email, not my punting burner one. I use a bank box where I keep my punting equipment.

[Gordon Bennett]

I find even in these times people still like cold hard cash and our new notes can easily be sanitised.
I've never paid a deposit, although I have paid electronically using various prepay cards.

Like most here I have burner punting phone, separate email, punting bank account. everything is electronics statements, no paper and only to a separate email, not my punting burner one. I use a bank box where I keep my punting equipment.

I think you're right. Cash will still be an option. Thing is, previous threads seem to suggest there are gents out there who are unable to extract even 5p from their own account without it being noticed by their beady-eyed other halves.

[davidgood]

I think you're right. Cash will still be an option. Thing is, previous threads seem to suggest there are gents out there who are unable to extract even 5p from their own account without it being noticed by their beady-eyed other halves.

Cash will always be the way most SPs want to be paid, but there are a few now offering payments in other ways.

More importantly, to me,  there are at least 3 party operators that I know of, now want a deposit when you book a place and you can't do that with cash. It has to be some form of transfer into their account.

Regards,

davidgood

[Indigo33]

I use the option to pay using crypto. Not bitcoin as fees are too expensive. XRP works well. If questioned about bank statement it looks like your investing a little in crypto.

I use uphold to buy crypto. I used to use Coinbase but I have a feeling they banned me for spending it on awork. Puritans specify how you spend your own crypto by tracking it.

[no2punter]

You can transfer money to a secondary PayPal and use that to pay.

[tesla]

I use the option to pay using crypto. Not bitcoin as fees are too expensive. XRP works well. If questioned about bank statement it looks like your investing a little in crypto.

I use uphold to buy crypto. I used to use Coinbase but I have a feeling they banned me for spending it on awork. Puritans specify how you spend your own crypto by tracking it.

what do you pay for? not punting ...member since 2108 and 2 posts to date, no contribution...