You might be naming someone who is totally innocent and apart from that there is no evidence it even happened.
You prove it happened then you can speculate.
not wishing to be a smartass
but if i could prove it, then it wouldn't be speculation would it?
as I said, I'm happy to follow the rules as advised,
but was just surprised at the notion that guessing/speculation could lead to any kind of legal jeopardy
anyhoo,
your advice is duly noted and adopted.
many thanks