More luck than judgement, I had the pox of peoples energy, gave them the pox and they waived exit fees, got a low 2 year deal and a refund from peoples energy just before they went bang.
Unless my new company goes bust I am all right for the time being, and use very little, living alone in a warm insulated house, so no big impact thankfully. I am lucky too in that I can get extra work if needs be, and restart the parts business I let go quiet during the pandemic, I have more stock than I could sell.
I really feel for those on pay as you go though, they are going to suffer the most and often are the poorest in society. Help needs to be targeted, not random.