There was no confusion with your post.
The "confusion" is in the mind of "iverthickone" who gets a lot for an extra £40 yet for some reason thinks he's a mug.
Read my post properly before picking an argument houseboot.
The other option I put was the £40 may buy you a fuller finish. By that I meant the girl stripping off, and allowing touching.
The OP did not say he paid £20 for a clothed hj in the original post, as you state. Only his last post does confirms he did.
Don't know why you want to stir up shit, but just to say this will be my only reply on the subject, as cba to get in a tiff.
Apologies if I confused you, or anyone else. Feel free not to read my confusing replies in future, I won't take offence!