Thanks for the info, not one I have come across or does not ring any bells, age is below my lower limit anyway.
Thought I was going to have this yesterday, not too worried about it, but did not turn out that way thankfully, just asking too much ppm for my liking.
Not sure what they think it will achieve, they either have to meet and collect cash or give you a payment account, both of which identifies them or at least the payee, must be easier to fuck and get paid