I have, and why is that? Why is it best?
I just feel more comfortable in my own home
The downside is she knows where you live, and even if you live alone, this could lead to complications. What if she arrives drunk (with a pimp driver?) or the girl who arrives is not the one in the pics? Or you are not feeling well, or get cold feet? Or you want her to leave after 20 minutes? It is hard to 'walk' from your own house. Particularly as a new punter, you might be less adept at handling things. But we are all different.
I am curious to know how you know you will be more comfortable with an escort in your own home, than you will be in her place or in a hotel, since you say you are a new punter. Punting is not dating.
But anyway, rule one is your money your punt so do as you wish clearly. We are all different.