Definitely. They're not stupid.
I tried to finger one once and started seeing wheelchairs it was so awkward. She wouldn't let me into her underwear so I rubbed the area where her clitoris was over her clothes.....I then made the mistake of sniffing my fingers and instantly regretted it. She definitely didn't allow for full finger blasting, not on this day anyway considering the stench. Serves me right.
Been to a place where its Chinese girl doing the massage, so on day 1+2 just light touching of her ass. As each visit progressed, there was more freedom on her part to allow more contact. Soon breast were allowed to be touched within her bra, and eventually my hands were allowed into her trousers
A few months later, the girl allowed me to remove her trousers, but kept her pants on, and light fingering of her pussy
With all of this going on, she is not daft, and charges as required for what you have done