Setting aside the really rough end of the trade where all sorts of things go on - associations with narcotics, trafficking and so on, that's off the Rader for most punters, so I'm focussing on the generally more respectable aspect of punting and SPs;
In that part of the market the offering of unprotected sex is frowned upon as are traffickers and drug users.
A punter expects the WG to present clean premises, a nicely presented girl, who observes decent standards of sexual health management and the punter is expected to do the same.
That said punting is not risk free, paying to have sex with a girl who makes a job of it, and maybe sucking another guys cock a few minutes before you got there does bring risks that one accepts. i expect most blokes that do this have had some kind of STI at some point and had to nip off to the GUM clinic to get it sorted.
The above maybe kind of rounds up how i expect punting goes for most blokes?
But there are girls who transgress and get a reputation for barebacking, in this forum these are considered unacceptable and stepping outside the standard one expects. the same applies for the girls who continued to trade during lockdowns (when they didn't have to - i mean the ones with sound finances or other work) - when most of us were having to stay at home, those WGs decided to stuff the rest of us and continue to trade.
Being a whore, deciding to work as a prostitute (sometimes alongside or instead of really very decent other work - they are not all just dummies who couldn't do anything else) - even a reasonably respectable one, does mean getting your head round having sex of all sorts with multiple random guys without knowing their history, with the aim of making money out of it. A seasoned swinger perhaps has less of a hurdle to cross.
But those who let standards drop offering unprotected sex and trading during the pandemic and so on have shown they have lesser standards and for my money are not likely ever to suddenly restore higher standards. In any line of work letting standards drop just to make more money is generally seen as roguish and unscrupulous or greedy.
No second chances - there are loads of other girls
FF