I think if the three were on a boat all together, it might sink
But as has been said, each to their own. Beauty in the eye of the beholder and all that.
Personally speaking though. I think the OP is doing the right thing and saving for his punts. Not going down the route of breaking into savings for other things etc.
I think it’s been discussed on here maybe, about the cost of this hobby to some and how I think it’s an easy possibility of getting into debt if the desire and temptation to punt overcomes common sense.
Strange innit.
In the punting beginnings, I had to put a little aside etc and reach the point where the cash was disposable.
Now I’ve got lots of it to dispose of. The desire and temptation seems to have dwindled somewhat.