Depends on what risk you're prepared to take. It's something like 1 in 2,000 people have it at any one time is this area, so that's 0.05% chance the hooker will have it. Let's multiply by 10 because she gets intimate with a lot of people, so 0.5% chance the hooker has the virus.
So if I'm unlucky enough to fuck the 1 hooker out of 200 that has covid, I get covid. At my age there's about 80% chance I don't even realise. About a 5% chance I'll need some kind of medical care and something like a 0.5% chance I'll be seriously ill. About 0.05% chance it'll kill me.
Frankly, there's a far higher likelihood that the Mrs will rumble me. And the consequences of that would be far graver than a touch of covid. But I still enjoy the occasional punt despite that risk.
Covid doesn't even come into the equation for me. I wouldn't punt if we were in lockdown, because the opportunity for cover stories is much less, and there's always the risk of a nosy neighbour calling the SAS to break up an illegal gathering, and that would also likely result in Mrs becoming aware of my activity.