I am not sure you have such a balanced attitude to risk. If you are in 'last chance saloon' with your OH then visiting a sex worker at all and being discovered as a result, is surely a much higher risk than the probability of contracting an STI and being discovered. In addition if this has stressed you so much and you have not slept etc then this change in behaviour, must surely make your OH suspicious that something is amiss and ask what it is?
Seems totally irrational to me?
I take your point completely and yes when you say it back like that then it doesn't sound like so balanced, but as a generalisation I am good with risk. This punt was a spur of the moment impulse as the SP was close by, I went there with the intention of just a tit-wank which is all I ever go for, massage with H/R or tit-wank and even then it's really infrequent, but I got caught in the moment.
If nothing else comes of this it's made me realise with certainty this games not for me, it's not the person I want to me - I'm not judging anyone at all, I've got too much to loose and the stress isn't worth it for me.
As for abstinence, that's probably ok plus everything at home is 'protected' when it does happen.
Keeping this vaguely on topic, seriously consider your life choices and whether that works for you, wish I had instead letting my dick take the lead. It's been 3 days, can't test for another 9, feels like a lifetime already.