No mate, no offence taken. And all your comments are genuinely appreciated as I know, there really isn't an answer to this and I am becoming obsessed!. I genuinely don't want to keep bumping this up and putting a downer on the forum, its just when someone posts advice, info I feel obliged to respond with thanks.
I am going to try and get everything straight in my head, hope that no hacks ever happen and if they do have my story straight. As someone said............a bit of interactive "grumble" but for an extended period! Just a shame I didn't see this useful forum before i started c/c payments like a total numbnuts!
If you do ever hear anything I would always be grateful to hear what you know............you know, with me being paranoid and all
but I think your advice about getting darker and darker the more you think about it is advice I should take. All the best and have a nice Chrimbo