Cashless UK coming to the NE SOON

[Sar-Major]

I’ve just watched a documentary on the box last night about the UK going “Cashless” and using, Chip n Pin, Smart Phones/Watches, and contactless card payments, for ALL transactions. Apparently were lagging behind the rest of Europe on this one, they talked to  a Swedish Lass who had an “Implant” in her hand that she got “Scanned” where ever she needed to pay for something. 

How would this “Impact” on our “Hobby” in the NE, especially on Joint/Family bank accounts where the Statement reads something like £100 to Fanny Blogg’s Knocking shop………………..  

 

[datwabbit]

I’ve just watched a documentary on the box last night about the UK going “Cashless” and using, Chip n Pin, Smart Phones/Watches, and contactless card payments, for ALL transactions. Apparently were lagging behind the rest of Europe on this one, they talked to  a Swedish Lass who had an “Implant” in her hand that she got “Scanned” where ever she needed to pay for something. 

How would this “Impact” on our “Hobby” in the NE, especially on Joint/Family bank accounts where the Statement reads something like £100 to Fanny Blogg’s Knocking shop………………..  

 

I'm more bothered where I swipe my card.

[The Outsider]

I’ve just watched a documentary on the box last night about the UK going “Cashless” and using, Chip n Pin, Smart Phones/Watches, and contactless card payments, for ALL transactions. Apparently were lagging behind the rest of Europe on this one, they talked to  a Swedish Lass who had an “Implant” in her hand that she got “Scanned” where ever she needed to pay for something. 

How would this “Impact” on our “Hobby” in the NE, especially on Joint/Family bank accounts where the Statement reads something like £100 to Fanny Blogg’s Knocking shop………………..  

 

Where's the fecking review? 

Maybe we'll end up using something like Paysafe vouchers bought from a secret account with an excuse to cover their purchase?

I hope cash doesn't disappear, but that is undoubtedly the "direction of travel".   

[AnthG]

I was going to say this in the other topic yesterday when someone joked about paying WGs with Apple Pay.

But I would gladly pay WGs with Revolut. That is very secure and use it for almost everything now.

And there have been a few times when I have saved a number in my phone of a WG and opened up Revolut it says do you want to pay this number any money as they are registered too.

It is not like paypal where it shows in a PP account the name on the account, it goes by phone number.

I would say paying trusted regulars, or the agencies by this would be a good method worth trying.

[datwabbit]

I was going to say this in the other topic yesterday when someone joked about paying WGs with Apple Pay.

But I would gladly pay WGs with Revolut. That is very secure and use it for almost everything now.

And there have been a few times when I have saved a number in my phone of a WG and opened up Revolut it says do you want to pay this number any money as they are registered too.

It is not like paypal where it shows in a PP account the name on the account, it goes by phone number.

I would say paying trusted regulars, or the agencies by this would be a good method worth trying.

I made the joke.

I saw your comment about Revolut and it interested me. I'm looking into it.

[datwabbit]

I hope cash doesn't disappear, but that is undoubtedly the "direction of travel".

Because of rising rates.  

After all, one piece of plastic instead of all those notes.

[tynetunnel]

I have a Revolut card, not for punting type purposes, but it’s great for using overseas, the best exchange rates and no charges.

I have my own personal bank account, operated entirely online which i use to stash cash and then withdraw as needed. I even send allowance money electronically to my sugar baby instead of handing over cash. We both prefer it.  I guess once I’m dead the OH might have some questions about who some of the payee’s are but for once I won’t be able to fecking hear them or have to answer! 

[waynekerr600]

I'm more bothered where I swipe my card.

I can just imagine swiping it down someone's arse crack 

[The Outsider]

Because of rising rates.  

After all, one piece of plastic instead of all those notes.

Maybe we'll need interest free credit or hire purchase.

[datwabbit]

Maybe we'll need interest free credit or hire purchase.

Definitely a growler hire purchase agreement is the way forward.

[datwabbit]

I can just imagine swiping it down someone's arse crack 

And if it sticks then Rimming is off the agenda.

[Sar-Major]

I can just imagine swiping it down someone's arse crack 

Well that'll be "Different" then, WK, instead of running it between there sweaty toes..............            

 

[Sar-Major]

Definitely a growler hire purchase agreement is the way forward.

          

 

[Sar-Major]

I have a Revolut card, not for punting type purposes, but it’s great for using overseas, the best exchange rates and no charges.

Me too, it's certainly bloody cheaper in the long run using it abroad.   

I suppose we could get an ASDA top up card for punting.................        

 

[waynekerr600]

What about paying them in luncheon vouchers?

Bet nobody's thought of that.

[Sar-Major]

What about paying them in luncheon vouchers?

Bet nobody's thought of that.

Well don't send them by email, coz you'll probably end up with a "Load of Spam".................        

 

[waynekerr600]

Well don't send them by email, coz you'll probably end up with a "Load of Spam".................        

 

That would be a Cyn.

And a Payne.

[The Outsider]

That would be a Cyn.

And a Payne.

If you'd been more patient, I'd have obliged with the punchline.   

[winkywanky]

I’ve just watched a documentary on the box last night about the UK going “Cashless” and using, Chip n Pin, Smart Phones/Watches, and contactless card payments, for ALL transactions. Apparently were lagging behind the rest of Europe on this one, they talked to  a Swedish Lass who had an “Implant” in her hand that she got “Scanned” where ever she needed to pay for something. 

How would this “Impact” on our “Hobby” in the NE, especially on Joint/Family bank accounts where the Statement reads something like £100 to Fanny Blogg’s Knocking shop………………..  

 

Well apart from the discretion element, for single guys like myself I guess it could work quite well if the right breast implant did Visa Contactless, and the right one did Mastercard?

This could all be before she even undressed, although an underwired bra might fuck up the signal a bit.

[waynekerr600]

Well apart from the discretion element, for single guys like myself I guess it could work quite well if the right breast implant did Visa Contactless, and the right one did Mastercard?

This could all be before she even undressed, although an underwired bra might fuck up the signal a bit.

Be careful of getting double charged 

[winkywanky]

Well yes, you'd have to make sure you put your card away before you start properly feeling her up otherwise there could be several inadvertent payments made  .

Be good if her nipples lit up once payment had been received.

[waynekerr600]

Well yes, you'd have to make sure you put your card away before you start properly feeling her up otherwise there could be several inadvertent payments made  .

Be good if her nipples lit up once payment had been received.

What about pay as you go.

Touch tit 50p
Kiss 50p
DFK 75p
Lick clit 10p per lick
Suck toes FREE

Could make a change from the time based system. Have it like the bus in London where you can make so many journeys subject to a maximum charge.

[winkywanky]

If you're anything like me you'd be hitting your limit 10mins in from the start  .

[AgedCases]

They'll have to accept payment in biscuits.

[Sar-Major]

I'm very surprised that NONE of our NE ladies have commented on this thread. 

 

[Fanningaway]

Only reason everything would go cashless would be more tax revenue.
No cash in hand jobs

Everything traceable, everything legit

[datwabbit]

Only reason everything would go cashless would be more tax revenue.
No cash in hand jobs

Everything traceable, everything legit

I prefer my handjobs without cash in them too. Don't want to be wiping jizz off those £20's. They're not plastic yet.

[datwabbit]

I'm very surprised that NONE of our NE ladies have commented on this thread. 

 

I think they're bothered someone will actually try to pay with a card.

[Katie]

It’s not as simple and straightforward as it initially seems.

Whilst many of us don’t have issues with the traceability and accountability, the main two issues are the ability to cancel and suspend transactions(1) , and also when you look at the fine print in account useage , many of the non- traditional new banks that operate via apps are not sex work friendly (2) .

1. There had been instances where a SP has been paid ‘cashless’ and then had the transaction reversed. This can be done up to 4 weeks after the transaction and if you read the Revolut fine print it can be done up to 13 months after the transaction. Unfortunately the responsibility is on the SP to prove it was a legitimate transaction as it’s easier to claim payment in error. This has happened to me personally when I took a bank transfer as payment for an indie booking.

2. There have been many cases of SPs having accounts closed, citing fraud and money laundering prevention laws as the justification . This has actually happened to Bonds as the online business account we had suddenly changed their T and Cs to exclude gambling and sex work related businesses - we used ours to pay for running the business and paying in commission, not client transactions. There are instances of bank accounts being frozen and closed with no notice because of ‘suspicious activity’ - essentially random people paying in one off payments.

In theory there are many ladies that would love this - less cash would be a major benefit in terms of safety and security. However, until we have a little more confidence in these systems that transactions will not be recalled and that accounts will not be suddenly closed, it’s not going to happen any time soon. Sorry!


 

[oldrockingchair]

I like to pay cash on the day, much prefer to be able to do some creative book keeping so nothing is shown on a bank statement, even cash withdrawals, cash back in morrisons or any other retailer that offers it is handy 20 or 30 quid at a time soon adds up to punt payment and just shows as a transaction for morrisons on statement. 

[daviemac]

Thanks for the input Katie, interesting side to it.

[Sar-Major]

Thanks for the input Katie, interesting side to it.

Yes, Seconded from me. 

 

[Sar-Major]

I like to pay cash on the day, much prefer to be able to do some creative book keeping so nothing is shown on a bank statement, even cash withdrawals, cash back in morrisons or any other retailer that offers it is handy 20 or 30 quid at a time soon adds up to punt payment and just shows as a transaction for morrisons on statement.

Totally agree with you ORC.    That's usually the way I acquire me cash for a "Bit o Fun" 

 

[oldrockingchair]

Totally agree with you ORC.    That's usually the way I acquire me cash for a "Bit o Fun" 

 

Yeah can't beat a bit of creative accounting and book keeping 

[Sar-Major]

Yeah can't beat a bit of creative accounting and book keeping 

Yes, a "Sharp Pencil" always beats a good player.............. 

 

[CELICA GT]

Aye, it's amazing how a £1 Kit Kat at Asda can end up at £61 

[MajorPayne]

I would assume (wrongly?) that all non-cash transactions are potentially visible by HMRC making it more problematic for SPs to avoid taxable income. 

[Sar-Major]

I would assume (wrongly?) that all non-cash transactions are potentially visible by HMRC making it more problematic for SPs to avoid taxable income.

Your quite right on that one, MP.   

There's a lot of "Pit-Falls" being highlighted about Cashless Transactions for this Hobby of ours, and I suspect there will be a lot more to materialize yet. 

 

[AnthG]

I would assume (wrongly?) that all non-cash transactions are potentially visible by HMRC making it more problematic for SPs to avoid taxable income.

But WGs all pay tax so that shouldn't be a problem.....

[Katie]

I would assume (wrongly?) that all non-cash transactions are potentially visible by HMRC making it more problematic for SPs to avoid taxable income.

Makes no difference to me, the business and many girls I know as we declare our incomes...

I’d love it to be cashless - until we have confidence in the systems ( reasons detailed in an earlier post) it’s unworkable at the moment.

[daviemac]

But WGs all pay tax so that shouldn't be a problem.....

Do we not get enough of this type of thing without you stirring it up again.   

[AnthG]

Do we not get enough of this type of thing without you stirring it up again.   

James hasn't been online for 6 weeks. So someone else needs to do it while he is away

(But that is all I will say on it).

[datwabbit]

Makes no difference to me, the business and many girls I know as we declare our incomes...

I’d love it to be cashless - until we have confidence in the systems ( reasons detailed in an earlier post) it’s unworkable at the moment.

I've sold stuff on eBay and had someone do that PayPal thing where they reverse the payment and you're out of pocket. I know exactly what you mean.

[AnthG]

I’d love it to be cashless - until we have confidence in the systems ( reasons detailed in an earlier post) it’s unworkable at the moment.

Would you, and the other agencies, Allure/Premium, at least consider doing a trail with Revolut to see if things go through ok?

You could do it so a punter would need to be known/trusted with the agency before this is allowed. Making the chances of a chargeback very-very remote.

[AnthG]

I've sold stuff on eBay and had someone do that PayPal thing where they reverse the payment and you're out of pocket. I know exactly what you mean.

But if you provide PayPal proof you posted the item, you get the money back.

[daviemac]

James hasn't been online for 6 weeks. So someone else needs to do it while he is away

(But that is all I will say on it).

No they don't, you are not going to start this shit. We are not having every thread turn into escort tax issues. 

[Katie]

Would you, and the other agencies, Allure/Premium, at least consider doing a trail with Revolut to see if things go through ok?

You could do it so a punter would need to be known/trusted with the agency before this is allowed. Making the chances of a chargeback very-very remote.

Not with revolut. When you read the small print you can alter/ amend / challenge a transaction up to 13 months after the event. It’s bad enough having someone trying it on 4 weeks after a booking saying it was ‘a payment error and should have been £6 instead of £60 ‘ rather than it being a whole year later. It does happen. The tactic is to challenge the amount not the transaction itself.

Even though there is a slightly higher degree of trust with a regular punter, the trust element is essentially they have form with turning up on time. There are many stories of when regular punters go rogue.

The disclosure of more information that necessary is essentially a car crash waiting to happen, imho.

 

[AnthG]

No they don't, you are not going to start this shit. We are not having every thread turn into escort tax issues.

When I said "thats all I will say on it", I meant I was just going to do it that one time and that was it. I read my post back and seen it could be interpreted in a different way.

[AnthG]

There are many stories of when regular punters go rogue.

I haven't seen them. Other than TMM2 but that was a totally different story to this one now.

And I suspect there will be two sides to the story, with the punter claiming the WG did all sorts to cause the issues that arose, and the punters will likely be the real reason.

As an agency owner you will know first hand how difficult WGs can be and they always have a sob story afterwards to justify it paining everyone else as the villain and them totally innocent.

But anyway, it was a no, so fine.

[Katie]

I haven't seen them. Other than TMM2 but that was a totally different story to this one now.

And I suspect there will be two sides to the story, with the punter claiming the WG did all sorts to cause the issues that arose, and the punters will likely be the real reason.

As an agency owner you will know first hand how difficult WGs can be and they always have a sob story afterwards to justify it paining everyone else as the villain and them totally innocent.

But anyway, it was a no, so fine.

Spot on with the two sides to every story.

If there was a more anonymous cash transfer system, where real names and personal details were not disclosed and there was security in tenure in terms of transparency in terms on conditions of business we would be early adopters as it’s an additional level of security by removing the amount of cash someone has on them.