Here are my honest thoughts.
Yesterday I lost my v card to a WG, I'm 21 and I understand what is going through your mind.
For me it took a while to actually pull the trigger, it was way against my morals and I was extremely nervous through the entire process of booking it and getting there - but wasn't actually once I stepped through the doorway. I didn't "lose my virginity" to trick myself of being really loved and in a fantasy relationship that was immaculate and got rid of my virginity.
The answer you're looking for (if you should do it or not) depends on what you are looking to gain out of the punt.
For me it wasn't to have sex and therefore "not be a virgin" anymore because the word "virgin/ity" a self imposed statement that doesn't mean anything more than what you want it to mean. For me I did it because I wanted to experience what it is like, and I didn't want to have this upheld trophy of "sex" control me and my expectations further, or for it to be the 'end goal' in a future relationship - because it isn't. Because I had not had sex before, in my head it was the ultimate goal, a testament to manhood perhaps - which logically, it shouldn't be - a long lasting and genuine relationship should be - at least in my opinion.
So yea, I went for it. It was a great experience. I felt slightly disgusted later, don't get me wrong, I was slightly ashamed. But I did not regret it, because now I don't have this looming expectation of what it might be, or what it is, or when might I have sex with someone I love and how would it be etc... I did it for the experience and not completely to fulfil the feeling of lust. I did slightly loose myself in there, I'll be honest. However I knew what I was getting myself into, and knew the reason for doing this; it was completely controlled - I was objective.
I can't say that I wouldn't have regretted it if I just did it because I was feeling extremely horny and wanted to be loved and have sex. I think such a objective is fine if you've punted before, however if you're worrying about "being a virgin" having such an objective might be detrimental to your mental wellbeing. Remember, for me it wasn't to get rid of the "virgin" card, it was because I was genuinely curious about what actual sex is like - and to me, the punt didn't mean anything and if you give it meaning because it was the time you "lost your virginity" I think you're looking for a actual relationship not for a punt. It didn't mean anything to me because there wasn't any emotional connection - I didn't allow myself to make any because doing so would hurt myself mentally.
So now, I look forward to getting into a actual relationship and forming a strong emotional connection with a girl that loves me and then having sex with her when the time comes - and not be nervous about the technicalities because I'm not nervous about having 'not done it before'.
Anyways that is my view. I'm sure everyone has different opinions. Some will agree or completely trash my post, but it is what it is. Hope it gave you a interesting perspective.